Metropolitan Services Credit Union Rates Fees

Rates & Fees

Loan Rates - Credit Score A B C D
New Vehicles (titled)          
3 Years 1.9 3.9 5.9 8.9
4 Years 2.9 4.9 6.9 9.9
5 Years 3.9 5.9 7.9 10.9
6 Years 4.9 6.9 8.9 11.9
Used Vehicles (titled)          
3 Years 2.9 4.9 6.9 9.9
4 Years 3.9 5.9 7.9 10.9
5 Years 4.9 6.9 8.9 11.9
6 Years 5.9 7.9 9.9 12.9
Untitled Vehicles add 1% to rates above.          
Unsecured 9.4 11.4 13.4 16.4
Debt Consolidation Loans 4.9        
Home Equity LOC 6.00% Variable (Rate adjusts January & July)

       


   
   
Checking LOC 14.35%        
Share Secured 2.05%        
Certificate Secured 2% over rate earned on CD    
         
         
Share Savings Rates APR   APY    
Regular Shares 0.10%   0.11%    
Checking (advantage) 0.00%   0.00%    
IRA Shares (Traditional, Roth and Coverdell Education)      
$2,500 0.25%   0.26%    
$5,000 0.25%   0.26%    
$10,000 0.25%   0.26%    
over $10,000 0.30%   0.31%    
Money Market          
$2,500 0.20%   0.21%    
$10,000 0.20%   0.21%    
$25,000 0.25%   0.26%    
Youth Share Savings 0.15%   0.16%    
         
         
Certificates of Deposit $2,000 minimum       
IRA 12 Month CD 0.40%        
IRA 24 Month CD

0.50%        
APR APY      
6 Month 0.30% 0.31%      
6 Month Youth CD (minimum $500)  0.30% 0.31%      
Minimum Deposit $2,000
 
12 Month 0.40%  
18 Month 0.50%  
24 Month 0.60%