Fee Schedule
As of August 19, 2026
Metropolitan Services Credit Union is a not-for-profit financial institution who returns our earnings to our member-owners in the form of lower rates and fewer fees. Compare our Fee Schedule to any bank to see the difference!
| Product | Fee |
|---|---|
| Advantage Checking | Free |
| NSF Fee (non-sufficient funds) | $30.00 |
| Returned Remote Deposit Check | $30.00 |
| Returned ACH Origination Payment | $30.00 |
| Photocopy of Cancelled Check | $5.00 |
| Stop Payment Fee | $25.00 |
| Automated Transfers (NSF Coverage) | $ 1.50 |
| Account Research/Reconciliation | $25.00/hour |
| Account Closing Fee | $25.00 |
| Coin Counting (for non-members) | 10% of total |
| Non-Member Check Cashing Fee | $10.00 |
| Product | Fee |
|---|---|
| ACH Origination | $ 5.00 |
| ACH Origination Return | $30.00 |
| Product | Fee |
|---|---|
| IRA Early Withdrawal Fee | $25.00 |
| IRA Account Closing Fee | $25.00 |
| Product | Fee |
|---|---|
| ATM Withdrawals (4 free/month) | $1 per withdrawal after 4 |
| ATM and Debit Card Replacement Fee | $10.00 |
| Foreign Currency Fee | 2% of total withdrawal |
| Product | Fee |
|---|---|
| Returned Deposit Item | $35.00 |
| Stop Payment of Cashier’s Check | $35.00 |
| Abandoned Account Fee | $25.00 |
| Credit Card Processing Fee | 2.5% of the transaction |
| Statement Copy Fee | $ 5.00 per statement |
| Wire Transfer Fee (Domestic Only) | $25 |
| Credit Union Check (1 free/month) | $ 2.00 per check after 1 free |
| Garnishment/Levy Fee | $25.00 |
| Check Cashing Fee (Savings Only) | $ 5.00 |
| Product | Fee |
|---|---|
| Bill Payer Fee | Free |
| Bill Payer Return/Stop Payment Fee | $30.00 |
| Product | Fee |
|---|---|
| Consumer Loan Document Fee | $35.00 |
| Real Estate Loan Document Fee | $100.00 |
| Loan Payment Late Fee (over 15 days) | $25.00 |
| Loan Modification Fee | $35.00 |
| Minimum Loan Fee (Loans under $1,000) | $25.00 |
| Product | Fee |
|---|---|
| Remote Deposit Capture Fee | Free |
All service charges and fees are subject to change.