Loan Services

At Metropolitan Services Credit Union, our goal is to provide a fair, competitive interest rate; simple, easy to understand terms and fast convenient service on every loan we write. Start here to experience your best-ever loan!

  • Auto Loans, new and used
  • Extended Warranty and GAP Insurance coverage on our vehicle loans
  • Recreational Vehicles, new and used
  • Motorcycles, new and used
  • Truck Loans, new and used
  • Personal Loans
  • Savings Secured Loans
  • Boat Loans, new and used
  • Line Of Credit (overdraft protection)
  • Home Equity Loans (Online applications not accepted for home equity loans. To apply, call the Credit Union directly at (651) 602-8105.)

Things To Look For When “Shopping” For A Loan:

  • There are no pre-payment penalties at the Credit Union.
  • The interest you pay is always calculated on the unpaid declining principal balance for the actual number of days you use the funds.
  • There are no hidden charges.
  • We offer flexibility of payments. You can pay any extra amount at any time.

Note: Loan policy is subject to change without notice. Stop by or call for more specific details on rates and terms.

Metropolitan Services TMC Auto Brokers logoCredit Union has partnered with TMC Auto Brokers to help you get the best deal on your new set of wheels. Check them out today, and mention your MSCU membership!

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Home Equity and Home Equity Line of Credit Loans

  • Up to a maximum of $75,000.00 and 80% of the appraised value of your home, or up to 80% of the value stated on your property tax statement, less any liens against the property.
  • Home Equity Lines of credit are a variable rate that are subject to change on January and July 1st.
  • The rate cannot exceed 1% increase per change date. The minimum rate is 6% and the maximum rate is 18%.
  • Online applications not accepted for home equity loans. To apply, call the Credit Union directly at (651) 602-8105.

Interested in Joining Our Credit Union?

Get In Touch


(651) 602-8105

Call us today with questions about our services.


Office Location

475 Etna Street, Suite 10
St. Paul, MN 55106

M-F: 9:30 AM - 4:30 PM

Member of the Minnesota Credit Union Network, CUNA and regulated by the NCUA.

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