Rates & Fees

Interested in Joining Our Credit Union?

Loan Term

APR as low as*
Vehicles 2016 & Newer
2 Years1.89%
3 Years2.49%
4 Years2.99%
5 Years3.49%
6 Years3.99%
7 Years4.99%
Vehicles 2015 & Older
3 Years2.99%
4 Years3.49%
5 Years3.99%
6 Years4.49%
Recreational Vehicles
3 Years3.49%
4 Years3.99%
5 Years4.49%
6 Years4.99%
7 Years5.49%
Unsecured9.49%
Home Equity LOC6.00% Variable
Checking LOC14.35%
Share Secured2.05%
Certificate Secured2% over rate earned on CD

Share Savings

APR*APY**
Regular Shares0.10%0.11%
Checking (advantage)0.00%0.00%
IRA Shares (Traditional, Roth and Coverdell Education)
$2,5000.25%0.26%
$5,0000.25%0.26%
$10,0000.25%0.26%
over $10,0000.30%0.31%
Money Market
$2,5000.20%0.21%
$5,0000.20%0.21%
$10,0000.25%0.26%
Youth Share Savings0.15%0.16%
Certificates of Deposit ($2,000 Minimum)
IRA 12 Month CD0.40%0.41%
IRA 24 Month CD0.50%0.51%
6 Month0.30%0.31%
6 Month Youth CD (minimum $500)0.30%0.31%
12 Month0.40%0.41%
18 Month0.50%0.51%
24 Month0.60%0.61%
* Good on new loans to the Credit Union (no refinanced or current MSCU loans)
*Annual Percentage Rate- to qualify for the lowest quoted rate, member must meet minimum credit score criteria
** Annual Percentage Yield

Get In Touch

 
?

(651) 602-8105

Call us today with questions about our services.

?

Office Location

475 Etna Street, Suite 10
St. Paul, MN 55106
M-F: 9:30 AM - 4:30 PM

Member of the Minnesota Credit Union Network, CUNA and regulated by the NCUA.

Linked sites are not under the control of Metropolitan Services Credit Union. MSCU is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions of this web site.

Manage your money
from anywhere!

Download on Google Play Store Download the iTunes app