An unsecured loan is a personal loan without collateral, meaning there is no security or asset (like property, gold, or a vehicle) to secure the loan.

If you need extra cash to pay for a vacation or holiday shopping but don’t want to pay the high interest rate of a credit card, an unsecured loan is right for you.

The lowest APR for Unsecured Loans is 11.49%.

A home equity line of credit lets you borrow as little or as much as you need, whenever you need it. This is a “secured loan,” meaning that your home is used as collateral. It is also a variable-rate loan, subject to change on January and July 1st.

The lowest APR for Home Equity LOC Loans is 8.00% and Variable.

A checking line of credit lets you borrow up to a pre-approved amount whenever you need it simply by continuing to use your checking account. This protects you from overdraft fees and having your debit card denied for insufficient funds.

The lowest APR for Checking LOC Loans is 14.35%.

A Share Secured Loan is secured by the money in your credit union account. This type of loan can be easier to obtain than many others, especially if you’re just starting to build a credit history.

The lowest APR for Share Secured Loans is 2.05%.

A CD Secured Loan is secured by your funds stored in a certificate of deposit at the credit union. This allows you to obtain funds without paying early withdrawal fees on your CD.

The APR for CD Secured Loans is 2% over the rate earned on the CD.