Rates & Fees
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Loan Term | APR as low as* |
| Vehicles 2020 & Newer | |
| 2 Years | 3.89% |
| 3 Years | 4.49% |
| 4 Years | 4.99% |
| 5 Years | 5.49% |
| 6 Years | 5.99% |
| 7 Years | 6.99% |
| Vehicles 2019 & Older | |
| 3 Years | 4.99% |
| 4 Years | 5.49% |
| 5 Years | 5.99% |
| 6 Years | 6.49% |
| Recreational Vehicles | |
| 3 Years | 5.49% |
| 4 Years | 5.99% |
| 5 Years | 6.49% |
| 6 Years | 6.99% |
| 7 Years | 7.49% |
| 10 Years | 7.99% |
| ALL UNTITLED COLLATERAL WILL HAVE A 1% RATE INCREASE | |
| Unsecured | 9.49% |
| Home Equity LOC | 7.00% Variable |
| Checking LOC | 14.35% |
| Share Secured | 2.05% |
| Certificate Secured | 2% over rate earned on CD |
Share Savings | Rate* | APY** |
| Regular Shares | 0.10% | 0.11% |
| Checking (Advantage) | 0.00% | 0.00% |
| IRA Shares (Traditional, Roth and Coverdell Education) | ||
| $2,500 – $10,000 | 0.30% | 0.31% |
| over $10,000 | 0.35% | 0.36% |
| Money Market | ||
| $2,500 – $10,000 | 0.30% | 0.31% |
| Over $10,000 | 0.35% | 0.36% |
| Youth Share Savings | 0.20% | 0.20% |
| Certificates of Deposit ($2,000 Minimum) | ||
| IRA 12 Month CD | 0.40% | 0.41% |
| IRA 24 Month CD | 0.50% | 0.51% |
| 6 Month | 0.45% | 0.46% |
| 6 Month Youth CD (minimum $500) | 0.45% | 0.46% |
| 12 Month | 0.65% | 0.66% |
| 14-Month CD Sale (New Money Only) | 3.50% | 3.55% |
| 18 Month | 0.75% | 0.76% |
| 24 Month | 0.85% | 0.86% |
*Annual Percentage Rate- to qualify for the lowest quoted rate, member must meet minimum credit score criteria
** Annual Percentage Yield
All rates quoted are subject to change without notice.
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Member of the Minnesota Credit Union Network, CUNA and regulated by the NCUA.
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