Rates & Fees

Interested in Joining Our Credit Union?

Loan Term

APR as low as*
Vehicles 2016 & Newer
2 Years1.89%
3 Years2.49%
4 Years2.99%
5 Years3.49%
6 Years3.99%
7 Years4.99%
Vehicles 2015 & Older
3 Years2.99%
4 Years3.49%
5 Years3.99%
6 Years4.49%
Recreational Vehicles
3 Years3.49%
4 Years3.99%
5 Years4.49%
6 Years4.99%
7 Years5.49%
Home Equity LOC6.00% Variable
Checking LOC14.35%
Share Secured2.05%
Certificate Secured2% over rate earned on CD

Share Savings

Regular Shares0.10%0.11%
Checking (advantage)0.00%0.00%
IRA Shares (Traditional, Roth and Coverdell Education)
over $10,0000.30%0.31%
Money Market
Youth Share Savings0.15%0.16%
Certificates of Deposit ($2,000 Minimum)
IRA 12 Month CD0.40%0.41%
IRA 24 Month CD0.50%0.51%
6 Month0.30%0.31%
6 Month Youth CD (minimum $500)0.30%0.31%
12 Month0.40%0.41%
18 Month0.50%0.51%
24 Month0.60%0.61%
* Good on new loans to the Credit Union (no refinanced or current MSCU loans)
*Annual Percentage Rate- to qualify for the lowest quoted rate, member must meet minimum credit score criteria
** Annual Percentage Yield

Get In Touch


(651) 602-8105

Call us today with questions about our services.


Office Location

475 Etna Street, Suite 10
St. Paul, MN 55106
M-F: 9:30 AM - 4:30 PM

Member of the Minnesota Credit Union Network, CUNA and regulated by the NCUA.

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