(651) 602-8105 info@mymscu.org

Rates & Fees

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Call us at (651) 602-8105

Loan Rates – Credit Score A B C D
New Vehicles (titled)
3 Years 1.9 3.9 5.9 8.9
4 Years 2.9 4.9 6.9 9.9
5 Years 3.9 5.9 7.9 10.9
6 Years 4.9 6.9 8.9 11.9
Used Vehicles (titled)
3 Years 2.9 4.9 6.9 9.9
4 Years 3.9 5.9 7.9 10.9
5 Years 4.9 6.9 8.9 11.9
6 Years 5.9 7.9 9.9 12.9
Untitled Vehicles add 1% to rates above.
Unsecured 9.4 11.4 13.4 16.4
Debt Consolidation Loans 4.9
Home Equity LOC 6.00% Variable (Rate adjusts January & July)
Checking LOC 14.35%
Share Secured 2.05%
Certificate Secured 2% over rate earned on CD
Share Savings Rates APR APY
Regular Shares 0.10% 0.11%
Checking (advantage) 0.00% 0.00%
IRA Shares (Traditional, Roth and Coverdell Education)
$2,500 0.25% 0.26%
$5,000 0.25% 0.26%
$10,000 0.25% 0.26%
over $10,000 0.30% 0.31%
Money Market
$2,500 0.20% 0.21%
$10,000 0.20% 0.21%
$25,000 0.25% 0.26%
Youth Share Savings 0.15% 0.16%
Certificates of Deposit $2,000 minimum
IRA 12 Month CD 0.40%
IRA 24 Month CD 0.50%
APR APY
6 Month 0.30% 0.31%
6 Month Youth CD (minimum $500) 0.30% 0.31%
Minimum Deposit $2,000
12 Month 0.40%
18 Month 0.50%
24 Month 0.60%

Get In Touch

 

(651) 602-8105

Call us today with questions about our services.

info@mymscu.org

Send us a message and we'll get back to you as soon as we can.

Office Location

475 Etna Street, Suite 10
St. Paul, MN 55106

M-F: 9:30 AM - 4:30 PM

Member of the Minnesota Credit Union Network, CUNA and regulated by the NCUA.

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